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What is travel insurance and why you need it

Team Faye
May 16, 2022

The best vacations create memories that last a lifetime. Ideally, any hiccup that occurs should become an entertaining dinner party-worthy tale you share with friends or family. 

So what if your travel insurance did more than wait for things to go wrong – what if it helped things go right? 

Here is a quick explanation of travel insurance and assistance, why both are important and how to get the most out of your policy.

Why should I purchase travel insurance? 

You might be surprised that your health insurance does not cover you when traveling abroad. Most health insurance policies only cover domestic travel, and many of those domestic policies are limited

It’s also worth noting that an increasing number of countries require visitors to show proof of medical travel insurance coverage prior to or upon arrival.

In addition to protecting your trip investment, the travel protection plan you choose might be accompanied by other perks. With Faye, in addition to great coverage, you’ll be able to speak to customer experience specialists directly (yes, real humans), 24/7 throughout your entire journey.

woman in patterned dress stretching in her bedroom looking outside onto her balcony

How can I purchase travel insurance?  

Before you purchase travel insurance, you should understand what you need it to cover. For example, are you renting a car once you arrive? Are you planning on bringing your pet along with you? These costs can vary depending on your destination, the length of your trip and other add-ons you opt to include in your coverage plan. 

To buy Faye travel insurance, or to simply see how much it costs, head here or download the Faye app for iOS or Android and simply answer a few questions about your upcoming trip (like dates and location). Faye will then recommend the best coverage for your needs.

When should I buy travel insurance?

It’s best practice to purchase as close to booking as possible. That way you’ll be protected against unexpected events that might cause you to delay or cancel. Purchasing within 14 days of your booking means that you'll be eligible for Faye's full range of coverage protection, including coverage for existing medical conditions. Friendly FYI that if you purchase Faye travel insurance less than 24 hours before departure, you might not be eligible for specific add-ons, like canceling for any reason

Time to fly

Looking for more helpful content on travel insurance and all things travel? Read more on the Faye blog.

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Faye is the brand name for customizable travel protection plans offered by Zenner, Inc. and its subsidiaries including Zenner Insurance Services LLC, California license #6006067. Plans consist of travel insurance underwritten by United States Fire Insurance Company and non-insurance assistance services provided by Zenner, Inc., and Global Excel Management Inc. The information on this website is provided for informational purposes only and does not include all terms, conditions, and exclusions of the travel insurance coverage. Some or all coverages may not be available in your state. Click here to review the full disclaimer.