When you’re looking through the many different travel insurance options available, it can be overwhelming. On the one hand, you don’t want to pay for things you don’t need, but on the other hand, you want to protect yourself and your trip investment in as many situations as reasonably possible.
Fortunately, there’s a more holistic travel insurance option available today: whole-trip travel insurance.
What is whole-trip travel insurance and what does it cover?
Whole-trip travel insurance protects your entire journey – from liftoff to checkout. In fact, Faye’s in-trip coverage kicks in the moment you leave home to begin your trip and is in effect until the moment you return. Faye’s person-first, whole-trip coverage protects:
- Your health. We’ll cover emergency health-related medical expenses that arise during your trip, even if it means flying you home.
- Your trip. If you have last-minute changes, interruptions or delays to your trip that are out of your control, we’ll cover that too. That includes those non-refundable trip costs like booked hotels.
- Your stuff. We’ll reimburse you for lost, stolen or damaged luggage, passports, credit cards, and even personal items like that favorite t-shirt of yours.
To see everything covered by Faye, head here. Of course, some terms and conditions apply.
Do I need whole-trip travel insurance when I already have health insurance?
Yes, especially considering most United States health insurance policies may not cover travel or medical expenses outside of the country.
Whole-trip coverage aims to protect your entire trip rather than one specific aspect of your trip. It’s not just medical coverage for accidents or emergencies that occur in-trip, and it’s not just coverage for trip delay/cancellation/interruption – it’s all of that and more. With Faye, you can benefit from this protection and add-ons that provide even more coverage – like for your rental car or pet.
How to select the right travel insurance plan for you
There are a few things to consider when looking for the right travel insurance:
- Your needs. Faye’s whole-trip travel protection suggests a robust coverage plan with only the features you need based on your individual needs without you paying unnecessary fees for things you don’t need.
- Your budget. Another factor to take into consideration is the cost of your travel insurance. We feature fair pricing and customizable coverage built with the understanding that you work hard to travel and prefer to spend smartly. To check out how much Faye’s whole-trip travel protection costs, simply head here or download the Faye app for iOS or Android and answer a few questions about your upcoming trip (like dates, location and party size).
- What’s included. Faye’s travel coverage makes it clear what your policy includes – your health, your stuff, your trip and even your pet or rental car if you choose. Via the Faye app, which you can access anytime, anywhere, you’ll also receive real-time travel alerts (in case of flight delay, for example), weather forecasts and money to your Faye Wallet if you need to be reimbursed immediately for items like lost or delayed luggage. You’ll also be able to speak to customer experience specialists (yes, real humans) directly with any questions you may have – from where the nearest ATM is, to how you can find a new hotel if yours isn’t what you expected.
- What happens when there’s an emergency? We know your time away is sacred. That’s why we’re working around the clock. Faye provides 24/7 assistance and support for your entire journey, with a customer experience team available 365 days a year. Our app includes emergency contacts specific to your location and the ability to speak to us around the clock, including when you need it most.
- How the claims process works. When there’s an unforeseen event or emergency, the last thing you want to do is spend hours figuring out how to file a claim. Faye makes this process quick, easy and digital with the ability to file a claim through the app on iOS or Android. The team at Faye is focused on resolving claims quickly, fairly and accurately within 3-5 days of receiving all the necessary information.
Looking for more helpful content on travel insurance and all things travel? Read more about Faye here.
Frequently asked questions
What is the difference between whole-trip travel insurance and regular travel insurance?
Whole-trip travel insurance is designed to protect multiple parts of your journey under one policy. Instead of covering only medical emergencies or only trip cancellations, it can include protection for your health, your trip, and your belongings throughout your travels, depending on your policy.
When should I buy whole-trip travel insurance?
It’s generally best to purchase travel insurance soon after booking your trip. Buying early can help maximize your coverage options and ensure you’re protected if unexpected events affect your plans before you depart.
Does Faye cover delayed or lost luggage?
Yes. Faye’s whole-trip travel insurance can reimburse you for luggage that’s lost, stolen, damaged, or delayed, as well as important belongings like passports, credit cards, and personal items, subject to your policy’s terms and conditions. If your baggage is delayed, you may also be eligible for funds in your Faye Wallet to help cover essential purchases while you wait.
Can I customize my Faye travel insurance plan?
Yes. Faye’s whole-trip travel protection is designed to fit your travel needs. In addition to core coverage for your health, trip, and belongings, you can choose optional add-ons for things like rental cars and pets, so you only pay for the coverage that makes sense for your trip.
How do I file a claim with Faye?
Filing a claim with Faye is quick and fully digital. Simply submit your claim through the Faye app on iOS or Android, along with any required documentation. Once Faye receives all the necessary information, the team aims to review and resolve claims fairly, accurately, and as quickly as possible.
